Independent · Fiduciary · New York

Wealth, stewarded with intention.

Northmere is an independent wealth management firm for families, executives and entrepreneurs whose financial lives have outgrown a single plan. We bring investment, tax, estate and liquidity decisions into one coherent strategy — and hold ourselves to a fiduciary standard in every one of them.

Midtown Manhattan · New York Scroll
Fiduciary StandardLegally and ethically bound to act in your best interest.
Fully IndependentNo proprietary products. No sales quotas. No conflicts.
New York BasedMidtown Manhattan, serving clients nationwide.
Deliberately SelectiveA limited client roster, so every relationship gets senior attention.
Our Philosophy

Clarity is the most undervalued asset.

Significant wealth brings significant complexity: concentrated positions, equity awards, entities, trusts, multiple advisors and competing priorities across generations.

Our role is to bring order to that complexity. We begin with what you want your capital to accomplish — for you, your family and the causes you care about — and build every investment, tax and estate decision backward from there.

The result is not a product or a portfolio. It is a single, considered strategy that you understand completely, and a partner accountable for keeping it current as your life and the markets change.

1Coordinated strategy
0Proprietary products
100%Fiduciary, at all times
How We Work

A considered process, from first meeting to every year after.

The full journey →
I

Introduction

A private, no-obligation conversation about your goals and whether we are the right fit.

II

Discovery

A thorough review of assets, entities, documents, tax position and the people involved.

III

Strategy

A written wealth strategy with clear recommendations and the reasoning behind each.

IV

Implementation

We execute, coordinating directly with your attorney, CPA and other advisors.

V

Stewardship

Ongoing oversight, proactive planning and regular reviews as your life evolves.

Representative Engagements

The work, in context.

Founder · Liquidity Event

Preparing for a business sale

A founder anticipating an acquisition needed to understand the after-tax outcome, structure gifting before valuation rose and plan for life after the transaction.

Approach: pre-sale planning with counsel, trust coordination and a post-liquidity investment policy.
Executive · Concentrated Stock

Reducing single-company risk

A senior executive held a large share of net worth in employer stock and equity awards, with trading windows and tax consequences limiting flexibility.

Approach: a multi-year diversification schedule, exercise strategy and charitable planning.
Family · Next Generation

Aligning a family around its wealth

A multi-generational family wanted to transfer assets efficiently while preparing heirs to steward them responsibly.

Approach: estate plan coordination, family meetings and education for the next generation.

Engagements shown are hypothetical illustrations of the types of planning Northmere provides. They do not represent specific clients and are not indicative of future results. Every client's situation is different.

For the first time, every part of our financial life is moving in the same direction — and we understand why.
Client, Manhattan Placeholder — replace only with a compliant testimonial and required SEC Marketing Rule disclosures
Begin a Conversation

A first meeting with no agenda but yours.

Tell us where you are and what matters most. We'll tell you honestly whether we can help.

Visit Us
[Street Address]
New York, NY

Midtown Manhattan. By appointment.

Our Firm

Independent by design. Fiduciary by obligation.

Northmere was founded on a simple premise: people with complex financial lives deserve advice that is objective, coordinated and accountable — without the conflicts that come with selling products.

Mission

To preserve, grow and thoughtfully transfer our clients' wealth.

We measure success by whether our clients feel in control of their wealth, and confident in what it will make possible.

That means protecting capital through full market cycles, growing it in a tax-efficient way, and ensuring it passes to the next generation — and to the causes our clients care about — exactly as they intend.

We are an independent firm. We do not manufacture investment products, accept commissions on recommendations or answer to a parent company. Our only interest is the one we share with our clients.

Principles

What we hold ourselves to.

i.

Objectivity

Our recommendations are shaped by your interests alone. Our compensation structure is transparent and disclosed in full, and we do not receive product commissions.

ii.

Coordination

Wealth decisions are connected. We serve as the hub between your attorney, accountant and other advisors so nothing falls between them.

iii.

Discretion

Our clients value privacy. We treat every detail of their affairs with the confidentiality it deserves, and protect their data with institutional-grade safeguards.

iv.

Rigor

Every portfolio decision is grounded in evidence, documented in writing and reviewed against a clear investment policy.

v.

Candor

We tell clients what they need to hear, not what is easiest to say — including when the right answer is to do nothing.

vi.

Continuity

We build relationships intended to last decades and span generations, with succession planning inside our own firm as well as yours.

Leadership

The people behind your strategy.

[Name], CFP®

Founder & Managing Partner

Biography to come: background, credentials, areas of focus.

[Name], CFA

Chief Investment Officer

Biography to come: background, credentials, areas of focus.

[Name], CPA

Director of Tax Planning

Biography to come: background, credentials, areas of focus.

Services

Every dimension of your wealth, in one strategy.

Our services are delivered as a single, integrated engagement. Each discipline informs the others — because the best investment decision is rarely the best decision once taxes, liquidity and legacy are considered.

01

Comprehensive Wealth Planning

The foundation of every engagement. We map your complete balance sheet — liquid and illiquid, personal and business — and design a strategy that reconciles near-term needs with long-term ambitions.

  • Balance sheet and cash-flow architecture
  • Liquidity and reserve strategy
  • Scenario and stress-testing analysis
  • Philanthropic planning and vehicles
  • Real estate and private asset integration
  • Annual planning calendar and reviews
02

Investment Management & Portfolio Construction

Portfolios built around a written investment policy, combining diversified global markets with carefully selected strategies where they genuinely add value. Risk is defined by your objectives, not a generic questionnaire.

  • Customized investment policy statements
  • Global, multi-asset allocation
  • Direct indexing and separately managed accounts
  • Access to alternative and private markets, where suitable
  • Disciplined rebalancing and risk oversight
  • Consolidated performance reporting
03

Tax-Aware Investing & Planning

Taxes are often the largest controllable cost a high-net-worth investor faces. We plan across years, accounts and entities, in close collaboration with your CPA.

  • Asset location across taxable and tax-advantaged accounts
  • Systematic tax-loss harvesting
  • Roth conversion and income-timing analysis
  • Capital gains budgeting
  • Charitable giving strategies (DAFs, CRTs)
  • State residency and multi-state considerations
04

Estate & Legacy Planning Coordination

We help you define what your legacy should look like, then work with your estate attorney to put it into effect — and keep it current as laws and family circumstances change.

  • Estate plan review and gap analysis
  • Trust funding and administration support
  • Lifetime gifting and exemption strategies
  • Family governance and heir education
  • Business succession planning
  • Beneficiary and titling review
05

Retirement Income & Distribution Strategies

For clients approaching or in retirement, we build a sustainable, tax-efficient income strategy designed to fund your lifestyle with confidence — without compromising long-term goals.

  • Withdrawal sequencing across accounts
  • Social Security and pension optimization
  • Required minimum distribution planning
  • Healthcare and long-term care funding
  • Lifestyle and spending modeling
  • Transition planning from career to retirement
06

Executive & Equity Compensation Planning

Equity awards can create — and concentrate — substantial wealth. We help executives and founders make informed decisions within the constraints of vesting schedules, trading windows and tax rules.

  • RSU, ISO and NSO strategy
  • 10b5-1 plan coordination
  • Concentrated position diversification
  • Deferred compensation elections
  • QSBS and pre-IPO planning
  • Exchange funds and hedging analysis
07

Risk Management & Insurance Coordination

An objective review of how well your family, assets and income are protected. Because we do not sell insurance, our recommendations are free of commission-driven bias.

  • Life, disability and long-term care review
  • Umbrella and property coverage analysis
  • Insurance in estate planning (ILITs)
  • Existing policy audits
  • Asset protection coordination
  • Cybersecurity and identity protection guidance
Next Step

See how the pieces fit together for you.

Visit Us
[Street Address]
New York, NY
Our Process

Unhurried at the start. Relentless thereafter.

We take time to understand you before recommending anything. Then we stay engaged — monitoring, adjusting and planning ahead — for as long as you are a client.

01

Private Introduction

Week 1 · 45–60 minutes

A confidential conversation, in person at our Midtown office or by video. We listen to your goals, concerns and the decisions in front of you, and describe how we work and how we are compensated. There is no obligation and no pitch.

02

Discovery & Data

Weeks 2–3

With your permission, we gather statements, tax returns, estate documents, equity grants and entity information. We meet your other advisors where helpful. Our goal is a complete and accurate picture of where you stand today.

03

Analysis

Weeks 3–5

Our team examines your situation across every discipline — cash flow, investments, taxes, estate, risk — identifying gaps, inefficiencies and opportunities, and modeling scenarios that matter to you.

04

The Northmere Strategy

Week 6

We present a written strategy with prioritized recommendations, the reasoning behind each, and a clear investment policy. You will understand not only what we suggest, but why. We refine it together until it reflects you.

05

Implementation

Weeks 6–12

We put the plan into motion: transitioning assets thoughtfully with attention to taxes, coordinating document updates with your attorney and aligning your CPA on the year ahead. You receive a single point of contact throughout.

06

Ongoing Stewardship

Continuous

Active portfolio oversight, proactive tax planning and timely outreach when markets, laws or your circumstances change. Consolidated reporting gives you a clear view of your entire financial picture at any time.

07

Annual Strategic Review

Each year, and as needed

A comprehensive review of progress against your goals, updated projections and a planning calendar for the coming year. As families grow and change, we extend the relationship to the next generation.

Step One

It begins with a conversation.

Visit Us
[Street Address]
New York, NY
Insights

Perspective for considered decisions.

Market commentary, planning ideas and research from the Northmere team — written for clients who prefer substance over noise.

Market CommentaryQuarterly Outlook

Quarterly Perspective: Positioning Portfolios for the Year Ahead

Our view on rates, valuations and where we see risk and opportunity — and what it means for long-term investors.

Read the outlook →
Tax Planning6 min

Year-End Planning Checklist for High Earners

The moves worth considering before December 31 — from harvesting losses to timing charitable gifts.

Equity Compensation8 min

When One Stock Is Too Much: Managing Concentration

A framework for reducing single-company exposure without triggering unnecessary tax.

Estate & Legacy7 min

Preparing the Next Generation to Inherit Well

Why the conversations around wealth matter as much as the documents.

Contact

Schedule a private consultation.

Share a little about your situation and a senior advisor will respond within one business day. All inquiries are held in strict confidence.

Office
[Street Address]
New York, NY

Meetings by appointment.

Telephone
(212) 000-0000

Monday – Friday, 8:30 am – 6:00 pm ET

Email
inquiries@northmerewealth.com

Please do not send account numbers or sensitive personal data by email.

Meeting Options

In person at our Manhattan office, or by secure video for clients nationwide.

Request a Consultation

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